Millionaire Habits: Discipline – Terms of Service

Last updated: July 2026

1. Agreement to Terms

These Terms of Service ("Terms") govern your use of Millionaire Habits: Discipline (the "App"), provided by the Appriqo Team ("we", "us", "our"). By downloading, installing, or using the App, you agree to be bound by these Terms. If you do not agree, please do not use the App.


2. Description of Service

Millionaire Habits: Discipline is a habit-tracking application that helps you build daily routines and track streaks and goals, framed around a wealth-building discipline theme. All habit and progress data is stored locally on your device.


3. Eligibility

You must be at least 13 years old (or the applicable minimum age in your region) to use the App. By using the App, you represent that you meet this requirement.


4. Subscriptions and Payments

The App offers optional auto-renewable subscriptions:

Key terms:


5. Refunds

All purchases are processed by Apple through the App Store. Refund requests are handled by Apple in accordance with their policies. We do not have direct access to process refunds. Please visit reportaproblem.apple.com to request a refund.


6. User Content

Any habits, goals, notes, or other content you create within the App ("User Content") remains stored on your device and belongs to you. We do not access, claim ownership of, or transmit your User Content, as described in our Privacy Policy.


7. Acceptable Use

You agree not to:


8. Intellectual Property

The App, including its design, graphics, text, and underlying code, is owned by the Appriqo Team and protected by applicable intellectual property laws. You are granted a limited, non-exclusive, non-transferable license to use the App for personal, non-commercial purposes.


9. Disclaimer

Millionaire Habits: Discipline is a habit-tracking and motivational tool only. It does not provide financial, investment, tax, or legal advice, and nothing in the App should be interpreted as a guarantee of financial outcomes, wealth, or income. Any references to "millionaire" habits, wealth, or discipline are motivational and educational in nature. You are solely responsible for your own financial decisions.


10. Limitation of Liability

The App is provided "as is" and "as available" without warranties of any kind, either express or implied. To the fullest extent permitted by law, the Appriqo Team shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of, or inability to use, the App.


11. Termination

We reserve the right to suspend or terminate your access to the App at our discretion, including for violation of these Terms. You may stop using the App and delete it from your device at any time.


12. Changes to These Terms

We may update these Terms from time to time. The "Last updated" date above indicates the latest revision. Continued use of the App after changes constitutes acceptance of the updated Terms.


13. Governing Law

These Terms are governed by applicable law, without regard to conflict-of-law principles, except where otherwise required by local consumer protection regulations in your jurisdiction.


14. Contact Us

If you have any questions about these Terms, please contact: